406 Washington St,

The Dalles, OR 97058

Mann Mortgage supports our heroes: Discover the benefits of VA loans today!

Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.

What are VA home loans?

For many residents of Ortley, Rowena, and Smithville, securing a loan to meet their financial needs is a crucial step in achieving their goals. Whether it’s purchasing a home, renovating an existing one, or consolidating debt, finding the right loan option can be a daunting task. However, there’s a valuable financial resource available to eligible individuals in these areas that often goes overlooked – VA Loans. In this guide, we’ll delve into the world of VA Loans, providing you with a comprehensive overview of this beneficial lending program.
Elderly woman pinning a medal on the shirt of an elderly veteran man.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

VA loans
at a glance.

  • VA Loans are exclusively available to veterans, active-duty service members, and certain members of the National Guard and Reserves. The program aims to reward their service by offering more favorable terms and conditions compared to conventional loans.

  • One of the most attractive features of VA Loans is the ability to purchase a home with no down payment. This unique benefit can significantly reduce the upfront costs of homeownership.

  • VA Loans typically come with lower interest rates compared to conventional mortgages. This can lead to substantial long-term savings for borrowers.

  • Unlike many other loan options, VA Loans do not require borrowers to pay for PMI, further lowering the overall cost of homeownership.

  • While good credit is always advantageous, VA Loans tend to have more lenient credit requirements, making them accessible to a broader range of borrowers.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

VA loans

Eligibility for a VA Loan is determined by your military service. Generally, veterans with an honorable discharge, active-duty service members, and certain members of the National Guard and Reserves meet the eligibility criteria. To be sure, it’s best to contact our The Dalles office for personalized guidance.

VA Loans can be used to purchase various types of properties, including single-family homes, condominiums, and even multi-unit properties (up to four units) as long as you intend to occupy one of the units as your primary residence.

While VA Loans do come with a funding fee, this fee is typically lower than the down payment required for conventional loans. The fee can be financed into the loan amount, making it more affordable for borrowers.

The approval timeline for a VA Loan can vary, but in many cases, it’s similar to traditional mortgage loans. The key to a smooth and speedy process is ensuring you have all the necessary documentation and working with a knowledgeable lender like our The Dalles office.

Yes, it’s possible to use your VA Loan benefit multiple times as long as you meet the eligibility requirements. However, keep in mind that there may be limitations on the amount of entitlement you have available for subsequent loans.

In conclusion, VA Loans offer a unique and advantageous financing option for residents of Ortley, Rowena, and Smithville. Whether you’re a veteran, active-duty service member, or eligible member of the National Guard or Reserves, exploring the benefits of VA Loans through our The Dalles office can open up a world of possibilities for homeownership and financial stability. Don’t hesitate to reach out to our experts for personalized assistance and guidance on your journey to securing a VA Loan.

“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”

Adam P. B.

Let's get you home.

0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.